This is your chance to passively own a 64-unit apartment community

Earn strong returns & enjoy powerful tax benefits

While solving the affordable housing crisis

The Devonshire apartment community has been loved and cared for by a single owner for over 30 years, but it's in need of repairs and renovations.

This area is in need of more high-quality, affordable housing. Help us provide just that to residents of Baltimore County.

Highly desirable location for workforce housing

  • Conveniently located near I-695 and I-795; numerous shopping centers located within a 2 mile radius

  • Major area employers nearby: Northwest Hospital, CareFirst, T. Rowe Price

  • Major area colleges nearby: Stevenson University, Towson University, Loyola University

Watch the property overview video below for all the details

Projected Returns

  • 1.7 X average annual return

  • 17.65% average annual return

  • 6% preferred returns for all passive investors

  • 75% of cashflow will go to passive investors, 25% will go to the operations team

Unique Benefits

  • Extremely experienced operations team with very strong track record

  • Eligible for Self-Directed IRA investments

  • Eligible for depreciation tax benefits

Helpful Resources

Successful Black Professional who invests in real estate syndications

Real Estate Syndications 101 What They Are and Why Busy Professionals Love Them

April 19, 20253 min read

What if you could invest in real estate without becoming a landlord?

When most people think about real estate investing, they imagine tenants, toilets, and 2 AM phone calls. For high-income professionals and busy parents, that sounds more like a second job than a wealth-building opportunity.

But there’s a better way: real estate syndications.

If you've never heard of them, you're not alone. But syndications have been a go-to strategy for the wealthy for decades and they’re now more accessible than ever.

Let’s break it down.


What is a Real Estate Syndication?

At its core, a syndication is a group investment. Multiple investors pool their money together to purchase a property, usually something larger, like an apartment complex or commercial building, that would be out of reach individually.

📌 You bring the capital.
📌 A sponsor (operator) brings the deal, experience, and management.
📌 You earn passive income while they handle everything else.

That’s it. You’re essentially a shareholder in a large-scale real estate project, and your money works while you focus on your career or family.


Why Busy Professionals Love Real Estate Syndications

💼 No landlord duties
You don’t manage tenants, collect rent, or deal with repairs. The sponsor team handles all day-to-day operations.

💰 Strong cash flow
Syndications are designed to provide quarterly distributions from rental income like getting a paycheck without working.

📈 Appreciation & equity growth
When the property is sold (usually after 3-7 years), you receive your share of the profit. This is where many investors see a significant return.

📉 Tax benefits
Thanks to depreciation and cost segregation, syndication investors often receive paper losses that offset real income. Many pay little to no taxes on distributions.

🕒 Completely passive
You can invest once, then let the sponsor team do the rest. Perfect for professionals with limited time.


What Do You Need to Get Started?

📌 Capital
Most syndications have a minimum investment of $50,000–$100,000. You can use cash or roll funds over from a Self-Directed IRA (SDIRA).

📌 Accredited vs. Non-Accredited
Some deals are open only to accredited investors (those with $200K income or $1M net worth), but others may allow non-accredited investors.

📌 Due diligence
You’ll want to vet the sponsor’s track record, understand the business plan, and make sure the investment aligns with your goals.


The Typical Lifecycle of a Syndication Deal

  1. Deal Launch: You review the opportunity and invest.

  2. Acquisition & Stabilization: The sponsor team buys the property and implements upgrades or management changes.

  3. Cash Flow Phase: You receive quarterly distributions from rental income.

  4. Exit & Profit: After 3-7 years, the property is sold and profits are distributed.

💡 During that entire time, you never have to lift a finger.


Final Thoughts: Real Estate Syndications Are Built for Busy People

📌 You want to build wealth.
📌 You don’t want to be a landlord.
📌 You’re tired of depending solely on your 401(k).

If that sounds like you, real estate syndications offer a proven path to financial freedom—without sacrificing your time or peace of mind.

blog author image

Photo of Tiffany Ward founder of Utmost Capital

Tiffany Ward is the founder of Utmost Capital Group and a seasoned real estate investor specializing in passive real estate syndications. As a busy professional and mom, she discovered the power of real estate investing to build wealth without sacrificing time. Now, she helps high-earning professionals create passive income, reduce taxes, and achieve financial freedom—without the hassle of being a landlord. Through her blog, Tiffany shares expert insights on wealth-building strategies, tax advantages, and smart investing. Connect with her to learn how real estate can work for you.

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Why Investing Multifamily Builds Long-term Wealth:

Tax Incentives

Owning apartments comes with it’s own unique set of advantages - including powerful tax incentives that keep more money in your pocket.

Stability compared to stocks

Real estate is less volatile and has historically outperformed the stock market making it ideal for long-term growth.

Earn like a landlord, without being one.

The beauty of owning large apartment communities is utilizing professional property management to handle all of the day to day operations and maintenance.

Collective buying power

When we leverage the buying power of a group of investors we can buy larger, more stable properties with higher upside potential.

Got Questions? Curious to learn more?

Got Questions? Curious to learn more?

NOTE: The information presented on this website, including but not limited to projected returns, financial estimates, and investment opportunities, is provided for informational purposes only and should not be construed as an offer to sell, a solicitation to buy, or a recommendation for any security or investment strategy.

Forward-Looking Statements:

Any statements regarding projected returns, future financial performance, or expected market conditions are forward-looking statements and involve certain risks and uncertainties. Actual results may vary significantly due to market fluctuations, economic conditions, operational risks, and other factors beyond our control. We make no guarantees, representations, or warranties—express or implied—regarding the accuracy, completeness, or reliability of such projections.

No Investment, Legal, or Tax Advice:

Nothing on this website should be considered investment, legal, or tax advice. Investors should conduct their own due diligence and consult with their financial, tax, and legal advisors before making any investment decisions. Investments in real estate syndications and private placements are speculative, illiquid, and involve a high degree of risk, including the potential loss of principal.

Accredited Investors & Regulation D Offerings:

Any investment offerings referenced on this website may be conducted under Regulation D, Rule 506(b) or 506(c) of the Securities Act of 1933, which require investors to be accredited investors as defined by the U.S. Securities and Exchange Commission (SEC). Participation in such offerings may require verification of accredited investor status and compliance with applicable securities laws.

No Guarantee of Results:

Past performance is not indicative of future results. Investment returns, distributions, and cash flow are not guaranteed and may be subject to market risks, operational challenges, and unforeseen circumstances that could impact investment performance. By accessing this website and any investment materials provided, you acknowledge and agree that Tiffany Ward, Utmost Capital Group, and any affiliated entities are not liable for any financial losses or investment decisions based on the information presented.

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